When you’re considering a cosmetic procedure, there’s a lot to think about – the choice of treatments available, the results you want to achieve, the recovery time, any potential risks and, of course, the cost.
If it’s the cost that’s causing you nightmares then help is at hand as you can get your breast augmentation surgery on finance which means you can spread the cost of the procedure over the course of 24, 36 or even as much as 60 months.
We with all finance; you need to meet certain criteria in order to qualify. If you are, for example, unemployed or have a poor credit history, you may not be approved for breast enlargement finance. In this case, you will need to find a different way to pay for the procedure. However, when asking yourself how to finance breast augmentation, it’s a good idea to examine other options to cover the cost, even if you are eligible for finance to make sure that this is really the best option for you.
Who Can Get Breast Enlargement Finance?
As we mentioned, you need to meet certain criteria when financing breast implants. The criteria commonly includes:
- being at least 18 years old (here at New Birkdale Clinic you must be at least 21 years old)
- UK residency (usually 2 or 3 years if you were not born in the UK)
- working at least 16 hours a week and possibly also prove 3-year employment history
- earning a minimum amount of money per month (usually around £1,000)
- if you’re self-employed, you may be required to prove ownership of your home
- positive credit ranking and no history of County Court Judgement, bankruptcy or defaults
How to Finance Breast Augmentation: Things to Consider
Splitting the cost of the procedure definitely helps a lot but you are highly recommended to evaluate your finances and make sure that you can afford to pay the monthly repayments. Before financing breast implants, ask yourself if you will still be able to cover your existing financial obligations without the need to give up any essentials.
Finance duration. You can usually have the ability to choose from a duration of 24 months to up to 60 months. Finance duration will obviously have a major influence on your monthly repayments, because the shorter the duration the higher the monthly repayment and vice versa. But it will also have a major influence on interest rates. Typically, the longer the duration the higher the interest rates, so in the end you end up paying back more.
Interest rates. While finance options with lower interest rates may seem tempting, they are a good choice only if you can still get through the month without any major financial difficulties. If not, it’s a much better idea to opt for breast enlargement finance with higher interest rates, even if it will increase the overall cost of the procedure.
Deposit. If you want your application for finance to be approved, you are usually required to pay a certain deposit upfront. The height of this deposit is usually around £500.
If you have any doubts or questions, be sure to ask for additional information or an explanation.
We can help
At New Birkdale Clinic, we believe that everyone should have access to our wonderful procedures, which is why we offer a range of finance packages to allow just that. Whether you’ve been thinking of boosting your breast size, wanting to slim down with liposuction or have been considering tighten your skin, you can with finance from us.
New Birkdale Clinic acts as a credit intermediary and offers credit products provided by Chrysalis Finance. Chrysalis Finance is the trading name for Chrysalis Finance Limited. Finance is only available to permanent UK residents over the age of 21, subject to status, affordability and medical suitability.
After visiting us for a consultation and discussing your treatment options, we’ll direct you to the online application process, which takes only a few minutes to complete.
To learn more about our procedures and Chrysalis Finance, please don’t hesitate to call us today at one of our following locations:
• Liverpool: 0151 374 2725
• Yorkshire: 01709 925278
• London: 0203 633 6591
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